Eligibility & Enrollment
Lhoist North America’s benefits are designed to support your unique needs.
Eligibility & Enrollment
Who Is Eligible
If you are a full-time employee of Lhoist North America who is regularly scheduled to work 30 or more hours per week, you are eligible to participate in medical, dental, vision, life and disability plans, and additional benefits.
- Minimum hours: 30 or more hours per week
When Coverage Begins
Your elections are effective 90 days from your date of hire.
- Waiting period: 90 days from your date of hire
- New hire enrollment window: 30 days from your date of hire
Eligible Dependents
- Your legal spouse (or common-law spouse where recognized).
- Children up to age 26 (includes birth children, stepchildren, legally adopted children, children placed for adoption, foster children, and children for whom you or your spouse have legal guardianship).
- Dependent children 26 or more years old, unmarried, and primarily supported by you and incapable of self-sustaining employment by reason of mental or physical disability which arose while the child was covered as a dependent under this plan (periodic certification may be required).
- Verification of dependents eligibility is required upon enrollment, through Dependent Specialists, Inc. (DSI).
Qualifying Life Events
Outside of Open Enrollment, you can change your elections within 30 days after the date of the event if you experience a Qualifying Life Event, such as:
- A change in the number of dependents (through birth or adoption or if a child is no longer an eligible dependent)
- A change in a spouse’s employment status (resulting in a loss or gain of coverage)
- A change in your legal marital status (marriage, divorce, or legal separation)
- A change in employment status from full time to part time, or part time to full time, resulting in a gain or loss of eligibility
- Eligibility for coverage through the Marketplace
- Changes in address or location that may affect coverage
- Entitlement to Medicare or Medicaid
Enrollment
Lhoist North America covers a significant amount of your benefit costs. Your contributions for medical, dental, and vision benefits are deducted on a pre-tax basis, lessening your tax liability. Employee contributions vary depending on the level of coverage you select — typically, the more coverage you have, the higher your portion.
- You have 30 days from your date of hire to enroll in benefits and make your benefit elections.
- Enrollment platform: Workday.
- Requesting a change: Employees should go into Workday, click Menu and then Benefits. Navigate to Changing Your Benefits.
- Adding Dependents. If you are adding dependents, please make sure you have their full name, date of birth, and social security number along with any supporting documents to verify dependent relationship.
- Double-check covered medications. The medical plan you select will affect the cost of your prescriptions.
- Review available plans’ deductibles. Foresee a lot of medical needs? You might want a lower deductible. If not, you could switch to a higher deductible plan and enjoy lower premiums.
- Consider your HSA or FSA. An HSA or FSA can help cover healthcare costs, including dental and vision services and prescriptions. Adding one of these accounts to your benefits can help with your long-term financial goals.
- Check your networks. Going in-network often saves you money. Check for any plan changes to make sure your go-to providers and pharmacy are still your best bet.
- Questions? Contact the LNA Benefits Team at LNA.Benefits@lhoist.com or 800-286-0134.